Los Angeles · since 2026

Metal Roofing & Gutters for Los Angeles Homes

Class A fire-rated metal roofing and gutters. Licensed, pre-screened roofers serving Los Angeles County. Free estimate in 2 hours.

Class AFire-rated metal
FAIR PlanEligible material
2 hrQuote turnaround
LA-onlyLocal pros, local code
Why LA homeowners switch to metal

Class A fire-rated metal — FAIR Plan and Chapter 7A compliant.

Insurance crisis pressure

Since 2024 State Farm, Allstate, and Farmers have pulled back from California homeowners. The FAIR Plan now covers 668,000+ homes with rates climbing 35.8% in 2026. Class A fire-rated roofing has become a baseline requirement for both private-carrier renewal and FAIR Plan eligibility in many California fire-exposure areas.

Insurance non-renewal in California — 4-step game plan →

Fire-zone compliance

CAL FIRE expanded Very High Fire Hazard Severity Zone (VHFHSZ) maps in March 2025 — covering thousands of newly affected LA parcels post-Palisades and Eaton fires. Chapter 7A of the California Building Code now requires Class A roofs on all VHFHSZ rebuilds. Wood shakes are prohibited. Metal standing seam, metal tile, and stone-coated steel are inherently Class A.

What VHFHSZ means for your property →

Are you rebuilding after the Palisades or Eaton fires?

Chapter 7A compliance is mandatory for every permit. We connect you with contractors who know exactly what LADBS and LA County DPW require — Class A roof, ember-resistant vents, non-combustible gutters. No surprises at inspection.

Pacific Palisades rebuild   Altadena rebuild

FAQ

What LA homeowners ask before getting a metal roof

Will a metal roof really lower my home insurance in California?

A Class A fire-rated roof (metal types provide this) is increasingly required by California carriers and FAIR Plan for properties in or near fire-hazard zones. Specific outcomes depend on your carrier, property history, and other home-hardening actions. The contractor we connect you with provides the documentation insurers need.

How long does a metal roof last in LA's climate?

Manufacturer warranties on quality standing-seam and stone-coated steel typically cover 30–50 years on color and chalk; material durability is often documented well beyond that. Coatings like PVDF (Kynar 500) hold color through 20+ years of LA UV exposure. Compare to asphalt shingles at typically 15–25 years in LA heat.

Is a metal roof noisy when it rains?

No — properly installed metal roofs over solid sheathing with attic insulation are quieter than asphalt. The "loud metal roof" stereotype comes from barns and sheds with no insulation underneath.

Does a metal roof work with solar panels?

Standing-seam metal is the preferred substrate for solar — clamp-on mounts attach without penetrating the roof, preserving the metal warranty. Many LA homeowners do solar + metal together to maximize roof lifespan and avoid drilling holes.

What does a metal roof cost in Los Angeles?

Cost varies significantly by material (standing seam, stone-coated steel, corrugated, copper), home size, complexity, and tear-off requirements. The licensed contractor we connect you with provides a free in-person estimate based on your specific home.

See full cost breakdown →

I'm in a VHFHSZ — do I have to use metal?

You must use a Class A roof. Metal qualifies, but so does concrete tile, clay tile, and Class A asphalt with proper underlayment. Wood shakes and shingles are prohibited. Metal has the lowest weight and the strongest fire/ember/embers-in-attic protection of all options.

How does Tempered Builds work?

You tell us what you need; we connect you with a pre-screened licensed roofing contractor in your area. The contractor calls you, provides a free estimate, and handles the whole project directly. You don't pay Tempered Builds — the contractor compensates us for the referral. See our About page for full details.

Why we focus on LA only

Local roofing pros who know LA codes, neighborhoods, and HOAs.

National roofing platforms match homeowners with whichever contractor bid highest in a generic auction. The result: a contractor who knows roofing in general but not Title 24 Climate Zone 9, not the difference between LADBS plan check and LA County DPW, not the Coastal Zone permit gotcha in Pacific Palisades, not how California insurance underwriting treats Class A roofs, not which Calabasas HOAs will approve standing seam, not how to read a Wallace Neff Spanish Revival in Pasadena and pick the right stone-coated tile profile.

Tempered Builds is LA-only. Our partner contractors already know all of the above. There's no markup on your project — you pay the contractor the same price you would have paid finding them yourself; we've done the vetting so you don't have to spend three weeks doing it.

If you're outside LA County, this isn't the right tool for you. If you're in LA County and want a starting point that doesn't waste your time, submit a quote request or scroll back to the top.

Get a Free LA Estimate 2-hour quote